Financial advocate Taylor Price, 24, has been teaching her friends how to budget and plan for their futures. And trust us, she knows what’s up! Sure, she can’t rent a car yet, but this girl already has a net worth of $100k. So she’s imparting her youthful wisdom on how to define our own needs, how to invest, and why planning is the way to save.

This series was created in partnership with Flourish Ventures, an early-stage global investment firm backing mission-driven entrepreneurs and industry influencers working toward a fair finance system for all. Learn more at flourishventures.com.

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Transcript

SPEAKERS

Speaker 1, Speaker 4, Speaker 2, Taylor Price, X Mayo

Speaker 1  00:04

I want to show you guys my new favorite hobby, the 100 envelope savings challenge. Each slot is marked with a number that’s the amount of money that you’ll be stuffing that week. So there’s 69 once I have all these filled, I’ll have $50.50 bucks saved.

 

Speaker 2  01:48

For doing what?

 

Speaker 1  01:49

Playing a little game in my little book.

 

01:50

My coworker saw my bank account the other day and it said $25 and he was like, how are you surviving? I’ll tell you Sleep. Just sleep, because if you’re sleeping, you can’t be spending money, period.

 

X Mayo  02:07

I’m X Mayo, and you’re listening to The Dough, a podcast where we budget to stay bougie. And in this episode, we’re talking to the youth baby, also known as Gen Z, about their sch money. Turns out, we all have a lot to learn from them about how our daily expenses add up. Gen Z y’all, they will protest any fucking thing and honestly love and their latest effort not being broke, according to the internet, Gen Z is, in fact, smarter than us Millennials about spending their money. Bank of America conducted a trusted study that found the majority of those Zoomers surveyed actually feel confident handling their day to day expenses. Wow, can’t relate. Over the past year, 73% of Gen Z year say they’ve changed their spending habits due to increased prices so go ahead, inflation girl, do your thing. Okay, they’re not splurging on that avocado toast. You heard those Zoomers at the top while we’re out here on that grind set. They’re on that sleep set. You’re telling me I can nap and get ahead at the same damn time. Genius, love that for them all, hope is not lost for us, aunties, there is a Messiah, a money Maven, a financial fairy, who will show us the way. In this episode, we have help from someone who learned how to manage her personal finances at the young age of 18. You guys, I didn’t even know all of my allergies at 18 and Taylor is fucking knocking it out the goddamn Park.

 

Speaker 4  03:41

Are you looking to travel the world without breaking the bank? Are you using a debit card for all of your everyday purchases? I gotta tell you, you’re wasting your hard earned cash. Do you want to shop at Costco but don’t want to spend $120 for that membership? No worries, I got you covered.

 

X Mayo  03:56

Um, yes, I do want to shop at Costco and not spend $120 on that membership. Thank you very much. And our guest, Taylor Price knows how to do it. She got savvy about financial literacy while she was in college in 2018 and has been sharing it with her Gen Z peers ever since. Now she’s got multiple businesses. She’s making all kinds of cash, and she’s not even 25 okay, she still needs someone to help her rent a car. So let’s sit down and listen to the youth my friends, sit back and relax and let Taylor Price help you. Welcome to The Dough, hi, Taylor.

 

Taylor Price  04:39

Hello, thank you so much for having me. God, the intro superb. I was gonna make a comment too that I actually still can’t rent a car yet. So it’s funny that you mentioned that.

 

X Mayo  04:49

Yes, oh, my god, Taylor, and you already know how to manage money better than me. I swear my if I had the business savvy of you and money savvy, my business manager would not be needed, right? But she is and Belva, I love you. You can never leave me ever. So Taylor, here on the gel, we like to open every episode with a money confessional. So, Taylor, where did your money go this week?

 

Taylor Price  05:12

Ooh, Valentine’s Day gift strawberry chocolates.

 

X Mayo  05:15

Yes. Okay, do you like white chocolate? Milk dark?

 

Taylor Price  05:18

Dark chocolate all the way.

 

X Mayo  05:19

Okay, I’m a milk chocolate girl, my boyfriend.

 

Taylor Price  05:24

I don’t know, I don’t know it just has a different flavor.

 

X Mayo  05:27

I know dark chocolate, I know supposed to be healthy, but I just, I’m like, it feels like medicine, like, if NyQuil made a chocolate, it’d be dark chocolate, in my opinion. If you’re in the dark chocolate community, and that’s your thing. We support, right? Taylor.

 

Taylor Price  05:44

Thank you so much.

 

X Mayo  05:45

We support Yes, okay, so you’ve now been self employed for five years. This is fucking insane, what? I was working that Old Navy and I also got fired because they said you have to keep refolding the shirts. And I was like, this is dumb. And I got fired. But you’ve now been self employed for five years. Most people your age are focused on shit, like figuring out their favorite brand of gas station vodka, truly. So why were you so focused on financial stuff? Why were you thinking about that at age 18?

 

Taylor Price  06:15

Well, at age 10, I was diagnosed with scoliosis, and for those who are unfamiliar, it’s like, if you were to look at a spine, it could like, slither, like a snake, kind of vibe, looking and so I had major surgery at 14, and I got two rods, 14 screws and hooks in my spine. So I had to relearn to walk during the summer of eighth and ninth grade. And then throughout that year, I had people carrying my books, not being able to go to PE doing so much physical therapy, getting another surgery for a revision of my original surgery. And so right then and there, I actually wanted to be a neurosurgeon a doctor, because I’ve already gone through this surgery myself, and I wanted to help others within that similar dilemma that I had experienced, and so that kind of led me to a fast track of finishing school, high school, early at 17, starting college as pre med, then recognizing my own health was still at jeopardy. I was unsure if I was going to get another surgery. At the time, I was diagnosed with lupus as well. Eventually, I had to drop out because of my medical path, and so I asked my mom, what do I do with my life like this was my North Star, wanting to help and serve other people who had been through similar things that I have been through. She graduated way back in the day with a bachelor’s degree in finance. And so she said, why don’t you try out finance like I did it. You could probably do it too. And so I’m like, okay, the rug was pulled for me. I had absolutely no plans in mind. I resigned up to college and I went into finance, but when I went into this financial analyst honors program, I was expecting to learn about budgeting, credit cards, I had just turned 18, how to pay my taxes for the first time, absolutely not. I did more research, and I found out at the time, six out of 50 states in the US required a personal finance course in high school. Me, growing up in little upstate New York, that was not a state that had that requirement, and so I felt at a loss, and I feel like everybody should learn about personal finance. We’re all going through it. I just turned 18. How the fuck am I supposed to pay my taxes? And so that led me to post about this on a blog that I started at the time, which eventually led to growth around my community on Yeah, you’re right. Why aren’t we talking about this more like we’re dealing with the same things? Some people have to take out hundreds of 1000s of dollars worth of student loans. I’m so blessed that I didn’t have to do that, but some people do, and there’s not educated lessons that you have to go through to take out those loans. So anyway, I posted that blog grew traction. I’m a fellow Gen Z-er. I have Gen Z friends. They’re like, you should really post this on video Taylor, like, you got to spread this message on video. So I’m like, you know what? You’re right? I started on YouTube, on Instagram, literally sharing what I was learning. Okay, open up my Roth IRA at 18. Here’s why, I opened up my first credit card at 18 to start building up my credit score so that when I get a home eventually, I had that credit score to prove out that somebody can loan me several $100,000 and so that’s kind of how it started, and.

 

X Mayo  09:44

Wow, I the producer in me is like, I see the movie. It’s just for first of all, shout outs to you, and I commend you for fighting for your life like live to release. Me to have dealt with scoliosis, lupus, these are things that we are ignorant of, like even hearing you talk about this, to know that you dealt with that at such a young age you didn’t have to, but the fact that you wanted to utilize what you learned to help other people. And I know that your target is Gen Z, but financial literacy, literally anyone can learn it. So I just want to thank you so much for that.

 

Taylor Price  10:20

I want to make one comment on that. And like for those of you listening to I think it’s important my life did not go how I envisioned it to go, but I made it fucking work. When I take a look back at it, I wanted to be a doctor. I wanted to help serve people that was on a one to one basis, of me doing surgery on one patient. Now I’m helping people at the millions, at a scale that I never could have imagined. I feel so accomplished for being able to pivot. It like the magic is in the pivot. So I’m so excited to get into date.

 

X Mayo  10:54

Yeah, so Taylor, I said that last season. What I’m telling you, no, Taylor, The kids are all right, I fuckin say all the time. My baby brother’s a Gen Z. He’s 20 years old, and he’s fucking amazing, the shit he talks about. I’m like, wait, how are you discussing feminism at six? What the fuck so shout out to you. This is amazing. Oh, my God, I can’t wait to delve in more. Okay, so I saw that you saved $100,000 and you’re not even 25 okay, so I have to know how. So my first question is, how did you even make $100,000.

 

Taylor Price  11:27

Oh, my God.

 

X Mayo  11:28

Because at your age, I don’t even want to tell you the internships that I was doing, the people have been arrested. So it was weird. Tay, it was weird. So please tell me. I tell the people, how did you even get to make $100,000?

 

Taylor Price  11:43

I’ve been doing side hustles all my life. It first started off with this thing called price right photo booth. It was like the photo booth where, like, you put on the little charade stuff, and you take photos, I ran those photo booths for and almost my entire high school career and even a portion of college career. So it started off there, saving a bunch of money from that. Eventually I got into investing, made some money in investing and social media, YouTube ads, that blog that I said, that I originally started, that started to become monetized as well, too. For a very long time, it was multiple different sources. And I do have to say, one of my mentors back then had taught me that a lot of people focus on cutting on the pennies, and I do agree and that there’s a certain amount that you can budget, but there’s some point to where there’s got to be a mindset switch of living in this scarcity mindset versus living in this growth mindset. So when I made that growth mindset abundance mindset, I started focusing on the top line instead of the bottom.

 

X Mayo  12:52

Okay, so when you said you saved that, so obviously, for you to be able to save that, you don’t have any bills, do you?

 

Taylor Price  12:58

Oh, no, I had bills no.

 

X Mayo  13:01

Okay.

 

Taylor Price  13:02

One of the things that I learned as well, too very early on in my business was the power of delegation. Everybody has 24 hours in a day. It’s how you offset your 24 hours. Can you get somebody else to do four hours of work that anybody else can do admin type stuff. Whereas you have your zone of genius, you are the only person that can do these few particular things that you can’t outsource for a good price. That’s how I started to maximize my income and save more over time, by recognizing my zones of genius and realizing that a lot of the stuff that I was doing that was consuming a bunch of my time could have actually been delegated and outsourced. And yes, I was taking some loss on my income at that time, but it proved out over that time, I took a short term loss for longer term gains.

 

X Mayo  13:58

Oh, no, I totally agree. I use the term pay for peace. So like I’m sending out my laundry, you need to come here to go wash my to wash my car. I’m not leaving to go do that because I write and create and produce my own sketch comedy show. So there are certain things that I can’t delegate, because I have my brain, so I have to be able to to to do those things. So I 100% agree with you, and like you said, that short term loss baby has long term rewards and benefits, because the time that I save to be able to go fucking up and down these stairs to the laundry mat, I can sit and dial in and get this script done, which is gonna pay, hopefully, Jesus pay great money in the end, y’all, I think we should go to break I bet you some of those ads are for things that will save even more of our time. Podcasts always have ads for meal kits or books that inject the story into your brain, or mattresses that unfold themselves let’s listen.

 

Speaker 1  15:02

And we back, at the beginning of this year, everyone was talking about loud budgeting online. Claire, roll the clip.

 

17:33

Loud budgeting is a new concept I’m introducing for 2024 it’s the opposite of quiet luxury. It’s not I don’t have enough, it’s I don’t want to spend so it’s like, if your friend texts you I want to hang out, you say, I don’t want to spend gas money to hear you talk about your ex for three hours.

 

X Mayo  17:51

Okay, there was shade on that end. Taylor, that was shade. I don’t want to spend gas Okay, babe okay. So that came from a personal place, from that person, absolutely so as far as I can tell, loud budgeting is just when you yell at people that you can’t do stuff because you’re broke, it’s like, no, I can’t go to the club so that you can try to fuck that rapper. So Taylor, so should I be yelling at folks based on what he said? Is that what I’m supposed to be doing?

 

Taylor Price  18:19

I think there’s a balance. Like you’re you see this in all different aspects of society, right? Like you don’t necessarily have to do all this spending to go out and do things with friends or people that you enjoy. Example, Valentine’s Day, you didn’t need to get the nice roses. You could have went into the park and, like, picked some different flowers and made your own thing about it. Like it didn’t have to be fancy. It could have been free. So I feel like there’s that aspect too to take into consideration with somebody.

 

X Mayo  18:47

I think that we’re just in a space of just hyper consumerism, like everybody’s like, Oh my God, this one girl was saying, like, how come I have to have like, a 42 inch weave and my nails done, and we have to go to STK for it to seem like a birthday dinner, I’m like, Babe, you’re allowing yourself to buy into that. No one said that is the bar, right? Like what you’re saying. Tay, I 100% agree with that, but I think that you have to really know who you are and be comfortable with being transparent about your finances and your relationship and just and being with someone who’s aligned with you, because if you want to be with a girl that like has to be at Nobu has her phone out every five seconds. Needs all the esthetics. She’s gonna need 725 roses, like Kylie Jenner. That’s what she gonna need, you know? And then that’s not the girl for you, yeah, right, because I’m with Taylor, dip me in some chocolate and, well, not me, oh, or not me, don’t dip me. Okay, don’t dip me. I don’t want I have sensitive skin, but dip some strawberries and some chocolate. Bring it over to me, because baby, let me tell you something, Taylor, if you’re not doing that for me all year, I’m breaking up with you on Valentine’s Day. Anyway. Yes, okay, so we know from your Instagram that you track every single purchase you make. God Taylor, you’re truly my president. I wish I’m so scared to do Oh, my God, Belva does though. Belva is like, okay, really. Again, you just had fish sticks. I’m like, but I love them. So how do you track your own expenses?

 

Taylor Price  20:19

I use a combo of spreadsheets. And I know spreadsheets aren’t for everybody, but I also use apps.

 

X Mayo  20:25

Okay, what are your apps?

 

Taylor Price  20:26

Copilot is a big one, because here’s the thing, back in the day, like for example, you couldn’t do a lot of personalization, and those budgeting apps didn’t work. So at the time, I started a spreadsheet that was able to categorize my needs, wants and savings and my needs looked a little bit different than those of people you know who come from a different generation. For example, the matcha that I was getting out that is like a need for me. I need this, I need the energy like I .

 

X Mayo  21:00

Taylor, I need you to come to LA and try the matcha chata at hilltop, not sponsored. It’s Issa Ray’s cafe. This matcha chata because I love horchata. I’m Mexican, and obviously I’m Mexican and black, and LA is, you know, huge Mexican culture population. So archata is a big thing. So it’s a matcha chata. It’s going to change your fucking life.

 

Taylor Price  21:22

I have to try.

 

X Mayo  21:23

And I don’t care. I need it. Like, I need pads. I need it. I do, yeah, I need that $10.

 

Taylor Price  21:31

Yes. Like, for example, when I’m filming videos bubble tea, like, having a bubble tea that day, you can just see production value go so much higher, and the energy that’s shown like that I’m able to provide and bring out and help serve more people. It’s a lot different than if I’m just drinking some water, like not having things that I really enjoy in my life that are just kind of like blah, and so, going back to the spreadsheet. That was kind of the initial thought process there of, like, these apps at the time really weren’t tracking, like, what I thought were needs, wants and savings, so I ended up creating my own eventually, over time, Gen Z kind of took over the internet, like you said, and said, Hey, like we this is kind of the me Generation, who’s to say that this coffee is a want and not a need? And so apps started to come on the bandwagon with that personalization and copilot, to me, is one of the better ones that has allowed that level of personalization to say, like, this is a super need, this is a want, this is going to savings.

 

X Mayo  22:40

I love that, but I love that you tried it and you’re like, oh, okay, so let me just do let me micromanage on you know what works for me? As my grandmother say, eat the meat, spit out the bone, which is great. I think everyone should do that. Okay, so I have a question for you, Taylor, this is on the spot, but I believe that you can do it because you are brilliant. I need you right now. If I was just like Taylor, I need you to give me 45 seconds of a pep talk on why I should track my spending, and I need you to do it on the count of 321.

 

Taylor Price  23:15

Go piss poor, planning leads to piss poor results. Shout out, Mom, if you are not tracking and planning your finances, don’t expect to reach your goals, because the goals aren’t coming to you. You need to go to those goals. I think that’s all I need to say.

 

X Mayo  23:32

And that’s and that’s period.

 

Taylor Price  23:34

That’s period.

 

X Mayo  23:37

Taylor, oh my God, I’ve fallen in love with you. You’re the best. I kind of want to have a child now, but she just has to think like you.

 

Taylor Price  23:45

Name her Taylor for me.

 

X Mayo  23:46

Yes, I have to name her Taylor after Price. Not swift okay, if there’s any Swifties, listening, God bless you. Listen. I need a couple minutes to look up how to adopt or clone Taylor. It’ll be short. We’ll be back in five.

 

25:33

And we’re back with my favorite Taylor in the world. Taylor, tell us about your app savvy. It’s all about shopping transparency. So walk me through an example of how I would use the app savvy. So say I want to buy, like, a new bidet, right? Like, because I need one now I have a regular one, but I need heat setting, right? So, walk me through that. How would I do that, through savvy.

 

Taylor Price  26:37

Once you have a bidet, you can never go back. I we have a bidet at home, and it is literally the craziest, best thing ever. I’m like, I will wait. Say, I die.

 

X Mayo  26:47

Taylor, I’m such, like, a one percenter. I’m like, and ran, I’m at Ross and I’m like, There’s no bidet , yeah? But they are cost effective. Now you can get the little attachment for like, 45 bucks. It’s not like crazy,

 

Taylor Price  27:00

Yeah, so most people have credit cards, but what a lot of people are unaware of or don’t take advantage of, are these things called the card linked offers. So if you haven’t you have an American Express, Bank of America city, Chase cap one card. There are offers, and you got to go in. There’s these little tiles like, spend $50 get $10 back at Sephora. Spend $100 get $20 back at Lululemon. Spend $750 get $250 back at the Hilton, for example. And not many people are aware of this, and so what savvy does is auto activates all those offers for you across all of your different credit cards, because, let’s say you have four of them, it’s really hard to keep track. You don’t even know that they’re there or existent, and to use them, you have to go in and individually activate them. Keep in mind there’s several 100 on each card, and so.

 

X Mayo  27:55

Several 100?

 

Taylor Price  27:56

Several 100 you would not believe like go download savvy right now, and if you start putting you log in and let savvy do all the activating for you. By the end, for me, I was mind blown. I was stunned to realize that I had several 100 offers worth 50 to $60,000 in offer value. I’m like, I’ve been missing out.

 

X Mayo  28:19

And of course, they’re not gonna tell us that. Taylor, no, they leave it. They’re not gonna see that in a commercial. Absolutely,

 

Taylor Price  28:25

Not, absolutely not. Yeah, never. It is crazy, so anyway, if you were going out and getting a new dress or getting a bidet, you would start with using savvy, savvy auto, activating those offers for you, and then searching in the app like the particular category, maybe it’s retail, maybe, maybe it’s Macy’s, or wherever the specific dresses that you have an offer for, you use that credit card that has the offer on it, and within your statement credit, your statement balance, you will see a credit cashback, whatever the value is, the benefit type is what we call it. So it could either be points, miles, cash back or credit that will be returned to you via the statements that you get, either paperless like email or something along those lines, and you’ll see the savings right there.

 

X Mayo  29:14

Okay, Taylor, so I have a question. This might be a dumb question, but.

 

Taylor Price  29:17

No questions down.

 

X Mayo  29:18

I thank you so much. Wow, my pastor, Pastor Price, um, Taylor, so here’s the thing I feel reluctant to get a credit card because I don’t want to own a home, and the car that I have is bought. So I’m trying to understand the benefit of having a credit card. I don’t want to to build my credit for what to own, to buy, what to do, what why?

 

Taylor Price  29:54

See so many people think of just having a credit card as that there are so many other perks to have a credit card, like the offers that I just talked about, like the rewards if you are spending on cash or if you’re spending on a debit card, most likely, you’re losing out on money that these companies would be giving to you anyway. If you spend $1,000 and say that there’s 10% cash back in the month of December, because it’s the holiday season. Why would you not want the extra $100 if you’re gonna do the spending anyway. So there’s this concept of credit cards being utilized for credit score, but now I see them a lot, trending more towards a tool to elevate your spending and spend smart.

 

X Mayo  30:40

Okay.

 

Taylor Price  30:41

Also on the other on another topic, and this is not really talked about as well, too. Like, American Express has insurance, like fraud protection, which cash or a debit card doesn’t really have, like, a lot of these perks, or a lot of these credits. So, and the example of American Express, like, if you drop your phone, boom, they already have a partnership with Apple. You’re you can get a new screen fixed, voila. Now that’s obviously on top no people that.

 

X Mayo  31:12

No people that have American Express. It’s like having a fucking Genie. Because I know my friend, she went to go see Lizzo front row for a free flight. She got a free ticket, a free flight, and was in some lounge and got pizza in Chicago. So you know that? You know that shit was fire, you know that was the bomb ass pizza. So I was like, okay, cool. Well, you know what? Tay, so how? Okay, so how do you shop if you want or need something? What’s the next step for you?

 

Taylor Price  31:38

That wish list, like, I’m so keen on the wish list. Now it’s like this delayed gratification too, because I’m so used to like working super fucking hard and getting what I want. It’s almost kind of nice, like I have a particular email that I will get, receive those newsletters, those discounts, see what’s going on specific email because they could. I see people have 1000s of emails in their inbox, and I’m like, no way. I’m in an inbox zero person, but I have a dedicated email at the cash register. They say, okay, you want to sign in for the loyalty program, yeah, use my particular shopping email for all those kind of things, and then I can go in and scurry and search when that thing is ready to come off the wish list, I am prodding in and seeing whatever is available to me, whether it’s on savvy through that email or looking on some Reddit forum.

 

X Mayo  32:33

Okay, you guys can’t hear it, but my mouth is agape. Taylor, I have to get that xshops@gmail.com like I have to get a specific that is genius. Okay, writing that down. Thank you so much. What do you feel like millennials that we have to learn about you all from your perspective, especially you being someone who’s like, born and raised online?

 

Taylor Price  32:54

Just that, like, utilizing more of what you have. Because I feel like so many, specifically like older people, not just millennials. Like are afraid of AI and are afraid of things that are coming within technology that, to me, at the end of the day, make our lives a lot easier and optimize a lot of things that we do, for example, like tracking your expenses. Okay, spreadsheets might be old, but there might be an app that automatically does it for you. You have to plug in your bank accounts, but you also have to have that trust in that platform to access that data.

 

X Mayo  33:27

I don’t think millennials have that issue. I know my mother does. I think Gen X and Boomers, they 100% do millennials, I mean, I get angry when you ask me for a debit card. Everything’s on my phone. I’m like, you don’t have Apple Pay at this gas station. Like, I don’t give a fuck where I don’t care if I’m buying fruit on the street, why don’t you have Apple Pay? Like, why don’t you have Venmo? Like, get with it. So I think that for the most part, especially people in my world, I would say we’re fine with the Internet. I think being black and Mexican Taylor, there’s a different perspective that I have, because so many of my community is in the Labor Workforce, and so much of AI and robots and new technology is aimed at eliminating that, right, so I feel like, I see the pros and the cons of it specific to minorities, which I think is a different conversation. I do love the fact that you guys are the disruptors. And I think not to get all religious, but there’s a scripture says they called you young because you’re strong, right? They call you old because you’re wise. So I do think that it would be in our best interest as every other generation that’s not Gen Z to support you guys and be down for the cause. Because it’s like, yes, y’all, I’m not walking in that heat for safety. Y’all got the energy go do it. Yes, absolutely. Taylor, she’s savvy. Absolutely she has the energy for this fucking startup. She’s gonna sit her ass down there and look at this fucking screen. I need to go get a massage.

 

Taylor Price  34:58

I’m gonna massage this weekend.

 

X Mayo  34:59

Yeah. Yes, see, everyone needs a break too. Let’s wrap this up. Taylor, it was such a pleasure speaking with you, and I’m gonna follow your Insta.

 

Taylor Price  35:09

Thank you so much.

 

X Mayo  35:12

Okay, class, what did we learn today? It’s all about the matchchata, okay, it will change your life. It costs $10 at […] Cafe hilltop, tell ’em X sent you. It’s my super need, and that is okay. You get to determine what your needs are. You’re the one in control. You’ve got all the power, baby. But with great power comes great responsibility, aka planning. We got to plan. So let’s repeat it again for the people in the back. Piss poor planning leads to what piss, not just piss stupid. Piss poor results. Thank you. Shout out to Taylor’s mama okay, take a little time up top for yourself and your money so that you save time in the end. I know the hardest part is showing up, but do like the Zoomers do, and show up for your finances y’all your future self will thank you.

 

CREDITS 36:05

There’s more of The Dough with Lemonada Premium subscribers get exclusive access to bonus content, like […] Julia and I talking about what you need to buy to feel like an adult. Subscribe now in Apple podcast. The Dough is a Lemonada original. I’m your host X Mayo. This series was created in partnership with Flourish Ventures. This series is presented by the Margaret Casey Foundation. Our producers are Claire Jones, Rachel Pilgrim and Tony Williams. Kristen Lepore is our senior producer. Mix and Sound Design by Andy Kristens […] with additional Sound Design by Tony Williams and Bobby Woody. Original Music by Pat Mesiti-Miller. Jackie Danziger is our Vice President of narrative content. Executive Producers include me X Mayo, Stephanie Wittels Wachs and Jessica Cordova Kramer. Help others find our show by leaving us a rating and writing a review. You can follow me on IG  @80dollarsandasuitcase and Lemonada @lemonadamedia across all social platforms, follow The Dough wherever you get your podcast or listen ad free on Amazon music with your Prime membership, thanks so much for listening. See you next week, bye.